403(b) Calculator

Current Age *

Retirement Age *

Current 403(b) Balance ($)

Annual Salary ($) *

Your Contribution (%)

Employer Match Rate (%)

e.g. 50 = employer matches 50¢ per $1

Match Limit (% of salary)

Withdrawal Rate at Retirement (%)

Expected Annual Return (%)

Annual Plan Fees (%)

Annual Salary Growth (%)

Inflation Rate (%)

15+ Years of Service Catch-Up

Available if you have 15+ years of service with the same eligible employer (public school, hospital, church, or certain other nonprofits) — adds up to $3,000/year, up to a $15,000 lifetime maximum.

2026 IRS Elective Deferral Limits

Under 50: $24,500 | Age 50-59 & 64+: $32,500 | Age 60-63: $35,750 | 15-Year Catch-Up: +$3,000/yr ($15,000 lifetime)

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James Smith

CEO / Co-Founder

Enjoy the little things in life. For one day, you may look back and realize they were the big things. Many of life's failures are people who did not realize how close they were to success when they gave up.

403(b) Calculator

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